WHO HE IS

• An entrepreneur working to re-architect money itself.

• Siddharth Shetty is focused on building what he calls an “Internet of Finance” — a financial layer for the world that is open, programmable, and borderless by default.

• His work sits at the intersection of blockchain infrastructure, decentralized finance, and financial inclusion. A practical attempt to replace today’s fragmented, gatekept financial system with something closer to how the internet actually works.

• In his view, money shouldn’t be locked inside nation-states, legacy banks, or opaque intermediaries. It should move like information does: instantly, globally, and without permission.

THE CORE PROBLEM

• The global financial system was not designed for the internet age. It is slow. It is exclusionary. It is controlled by a small group of legacy power keepers— central banks, correspondent banks, clearing houses, and payment rails built decades ago.

• Billions of people remain unbanked or underbanked. Cross-border payments are expensive and opaque. Capital flows follow political power, not human need.

• For Shetty, this is not a technical failure — it is a structural one. And like the early internet, the system won’t be fixed by reform alone. It has to be rebuilt.

THE BIG IDEA: AN INTERNET OF FINANCE

• The original internet broke the monopoly on information. The Internet of Finance aims to break the monopoly on money.

• Shetty’s vision is a financial stack where: Value moves as freely as data. Financial services are modular and composable. Access is permissionless, not credential-based. Trust is enforced by code, not institutions. 

• Blockchains, stablecoins, and decentralized protocols are not the end goal— they are the plumbing. Building a new financial internet is inherently confrontational. It challenges monopolies on settlement, custody, credit, and trust. 

• The real transformation is political and economic: who gets to participate, who gets to decide, and who gets to extract value.

THE MILESTONE SHIFT

• For the first time in history, money can be: Native to the internet. Programmable end-to-end. Globally interoperable. Owned directly by individuals. 

• This is not theoretical anymore. It’s already happening. 

• Shetty’s work focuses on accelerating this transition: moving from experimental crypto-finance to real-world financial infrastructure that people can actually use.
  

WHY IT MATTERS (TO YOU)

• An Internet of Finance means: Cheaper, faster cross-border payments. Financial access without gatekeepers. New models of savings, credit, and ownership. Reduced dependence on fragile, centralized systems. 

• It changes how economies function. And who gets a stake in them.

• In a world of geopolitical fragmentation, inflation, and digital labor, the question isn’t whether money will change. But who will build what comes next for it. 

AT SYNAPSE

Siddharth Shetty will explore what it really means to build an Internet of Finance. Why legacy financial power structures are being challenged. How decentralized systems are reshaping money, trust, and access. And a future of new age money, where finance is ‘native’ to the internet. 

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